Getting a Home Loan

PublicSquare understands the importance of obtaining a home loan as soon as possible within the permitted 4-7-year timeframe. 

We aim to provide a transparent and supportive home buying experience which helps to make the process as seamless as possible.

We also strive to ensure that we are only approving customers who are likely to be eligible for a mortgage down the road. 

While PublicSquare offers guidance and support throughout the process, we are not a lender or a broker (yet) and cannot make any guarantees regarding your ability to obtain a mortgage. 

However, we can refer you to a mortgage broker and work with you and the broker to best prepare for mortgage eligibility. 

You can also opt to sell the property in the open market, which can earn you reimbursements for the majority of your contributions. 

If you try to get a mortgage but can't get one, we offer a Future Mortgage Guarantee that can help you either obtain a mortgage from a lender or broker referred by PublicSquare or sell the property on your behalf with minimum costs,