At PublicSquare, we take a compassionate and individualized approach to each application.
We are committed to working with you to fully understand your unique situation and determine the best path forward.
Our ultimate goal is to help you obtain a home loan with a lender and we recognize that removing a bankruptcy from your credit report is a critical step towards achieving that goal,
For your own sake, we must be 100% confident that you have the viability to obtain a mortgage after four years. So if you present as a bankruptee, it will be harder for you to receive approval.
Additionally, we are legally obligated to conduct a competitive application process on behalf of property owners who tend to prefer applicants with clean credit histories.